Take a look at our first time buyers no deposit 3- year discounted mortgage. Save money on your mortgage outgoings. There is, if you can afford it, nothing wrong with overpaying on your mortgage.

As long as the cap and collar period exists, your mortgage rate will remain within a set margin. At alliance & leicester we offer a number of discounted mortgages that vary in duration and repayment terms. Capped mortgage capped rate mortgages can be thought of as a half way house between the variable and fixed rate options. 0 finance loans. Furthermore, the added sophistication of the mortgage market means that you can get some capped rate mortgages with introductory discount periods.

What other ways are there to repay my mortgage?A higher lending charge is applicable on some of our mortgage products. As soon as the sum insured is paid out the mortgage life insurance policy ceases. Car loans.