Taking out a mortgage when on income support. To claim income support you must be under 60, and you must usually be 18 or over. When you claim income support, the person you speak to should also help you claim housing benefit and council tax benefit. Balance credit card.

The rules about housing costs and income support are very complicated. Your disability living allowance is ignored in any income support calculation. They can decide to pay you income support. Through an interest only mortgage serviced through special provisions for disabled people in the income support regulations. If you have a mortgage or other types of housing costs, income support may also help towards these. You will usually be paid income support directly into a bank, building society or post office account.

Decisions on your income support claim. You will be treated as getting £1 a week in income for every £250 of capital or part of £250 above the £6, 000 limit. On a low income benefits factsheets. Any income, worked out under income support rules, is deducted from your applicable amount. To get income support you must be a person who does not have to look for work in order to get benefit. Problems with an income support decision. How low does my income have to be?

If you want to claim backdated income support, you should consult an experienced adviser, for example, at a citizens advice bureau. Your weekly income is compared to a fixed weekly level which is the amount needed to live on for income support purposes. How income support is paid. It is means- tested, which means that any money you have is taken into account in deciding how much income support you should get.